Soft points would be NO.2 for me but keep in mind that we have a system of arteries and the more/rapid blood loss the better for self defense,unless you score a head shot then its all over anyhow, as far as heavy coats I cant see a heavy coat slowing down a bullet that much in fact a high velocity bullet may be helped in regards to expanding by a heavy coat , this is a very good link all about the damage from different bullet types.
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it really is a great read.
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it really is a great read.