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Adding to my earlier mention of USCCA coverage, I recently learned they cover all types of defense situations, not just those involving guns; for example, using a handy 2x4 to whack an attacker.
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I would not read too much into that. Generally I believe most insurance policies have that as a protection against fraud foremost, and abusers (excessive claims) secondly. No one can drop you in the midst of a claim. That is against the law in most states.Unfortunately every plan I have checked out has a clause that allows them to drop you at anytime
I found reading all the various plans to be a very confusing task. Not easy to make an apples-to-apples comparison.
I was basically down to CCW Safe and ACLDN. What I found telling was that CCW Safe chose not to compare themselves to ACLDN.
Quick Comparison of Service
To me, when you compare yourself to 4 competitors but leave one out, makes me wonder.
1. Are they leaving them out because they know they don't compare favorably?
2. Do they not consider them to be a viable competitor?
I think there are enough people, just from this site alone, that have selected ACLDN that I believe #2 is not the reason CCW Safe left them off the comparison list.
I ended up going with ACLDN
Generally I believe most insurance policies have that as a protection against fraud foremost, and abusers (excessive claims) secondly. No one can drop you in the midst of a claim. That is against the law in most states.
Easy to see why ACLDN doesn't get compared & it's likely the same reason why you chose them
Ever hear the old saw about getting what you paid for?
All the comparisons being done by CCW Safe are between plans that start at $445 per year and up--ACLDN only charges $135 the first year & less after that-- While I hope you do receive the same benefits folks who pay 5 times what you paid get, I doubt you will
Just noticed CCW Safe also offers an economy plan for $179, it isn't on their review either
I noticed
Fair enough, but the old adage also applies, that just because something costs a lot, doesn't mean it is worth it.
I like that ACLDN sends a $25K retainer right away and you can pick your attorney. Both plans can ultimately reject supporting your defense.
That is great as long as you don't venture outside those states.Washington state, along with some other states, provides that a defendant shall be reimbursed for the costs of defense in a criminal proceeding if a self-defense claim is upheld by the Court (RCW 9A.16.110).
So essentially if you have the means to pay the trial costs up front, and never put yourself in a situation where the self defense ruling would be questionable, then carry insurance makes no sense right? I despise the insurance industry in general and the less of it I need the better...
If only we all did,If you have a couple hundred thousand available, then self insurance is a solid option.
I'm rolling with Carry Guard
I like supporting the NRA whenever I can.