National Credit Card Purchases being tracked now

[wombatz]

Just want to note that it *is* still safer to use credit as compared to debit. One quote:

"The key difference: With a credit card, the card issuer must fight to get its money back. With a debit card, you must fight to get your money back."

That is from:

Credit Card vs. Debit: Which is Safer Online? - NerdWallet

When you're a victim of credit card fraud, it's the card issuer's money at stake. But when fraud involves a debit card, it's your money that's been stolen.

www.nerdwallet.com

Buying a gun is fully documented anyway.

I get 22LR online and I reload, getting many of the components online also. Due to this I use the credit card for most of it.

 

[Yarome]

Surely they would order in cases of ammo for you and let you pay them cash. Surely some would be wiling to do it for not much fee since its quick cash for them

Ammo... I always prefer giving local business the first opportunity to take my money, and I'm always willing to pay a slight premium to them. However, from my experience over the years, it's only on the very rarest of occassions that they have been able to price even in the same ballpark as online prices.

Add to that, I typically only buy in bulk and during an exceptional deal that local businesses just can't seem to touch. When you're talking multiple 100's difference, it's petty tough to stay loyal to local busineses.

Some might, but I've never been able to find any in my area.

 

[Member 53328]

Well good to know your only concerned for yourself, damn everyone else because I already leaped off that bridge long ago...
Okay, awesome. Perfectly logical!

I'm not concerned about it either, but its still just as phuq'd regardless.

That's kinda the entire idea of rights is preserving them for others down the road. IE not yourself.

It's my credit/debit card. Not yours. It's my info being "stored." Not yours. I'm taking the risk. Not you.

In your opinion how should I move forward? How is hurting the gun retailers online by not purchasing from them going to help your rights? Do we want them to go out of business as well? Cause here in Oregon if measure 114 passes all the retail shops are going to be forced to close. Then what? Everyone wants to b!tch but no one wants to offer a solution. I'll continue living my life as I do. I don't need to be lectured on fighting/preserving for other peoples rights.

Cause if we quit funding the retailers/small mom&pa shops that operate online we will be killing many jobs/peoples livelihood. People that enjoy the same stuff we do. Believe the same stuff we do. By cutting funds you're probably affecting more lives than the lives being affected by "storing" information.

I don't live my life in fear.

 

[TTSX]

It's not your card, it's the bank's card. When you use a card, you are choosing to accept a short term, high interest loan with a month grace period and just like banks can deny you a mortgage, car loan, personal line of credit, etc they can deny a CC purchase. I don't like it, however it's a condition of the convenience cards provide. REALLY don't like it? Pay cash locally.

 

[Yarome]

One option. Contact your CC company and inform them that, as a customer, you do not appreciate the unconstitutional discrimination against you from political pressues and will be changing the way you spend accordingly. Even if that only means you won't stop using credit cards, but might choose to use cash more often.

Another option. Contact your state representatives and ask that they join in a letter with othes to the CC providers outlining the unconstitutional practice of discriminiation against law abiding, gun owning citizens and ask them to stop the practice before it begins.

 

[JustSomeGuy]

For anyone who really is "scared" of this find an FFL local you like. Surely they would order in cases of ammo for you and let you pay them cash. Surely some would be wiling to do it for not much fee since its quick cash for them

That's exactly how I do it.

 

[ma96782]

In the future......

Well.......that tracked CC purchase was for 500 rds of ammo!!!
Yeah....what is he trying to do with all that ammo? No one needs to have 500 rds of ammo. Especially....since magazines are limited to 10 rds.

Well then.......
We need to pass a new law.
Rrrrrright......limiting ammo purchases to a maximum of 50 rds at a time (and for the entire month).

Aloha, Mark

PS........
Ooops.....did I forget to mention that it's 500 rds of 22LR?

 

[Yarome]

In the future......

PS........
Ooops.....did I forget to mention that it's 500 rds of 22LR?

Who the heck ever buys 500rds or less at a time???? You messin with us??

 

[ma96782]

Most of the people who do not want a CC its because they can not control themselves with one. For them it probably is not a good idea to have one.

OMG!!!
Does this sort of thinking also apply to other objects too?

Like....for some people when they are around......
Forks and Spoons,
Handguns,
Semi-automatic rifles (especially black ones),
Watermelon,
Sushi,
White bread,
Fried foods, etc....etc.....?



Aloha, Mark

 

[sobo]

From personal experience I can tell you that having fraud charges occur on debit card is much more disruptive than having them occur on a credit card account. My credit union took 10 business days to reverse fraud charges in my checking account. Luckily the fraudsters didn't clean out my checking acct and I was able to get by. The credit union then took another 2 months to settle the dispute and I had to make sure to hang on to that amount of funds during the 60 days in case the credit union ruled against me.

I would advise if you are going to use a debit card for online purchases to have a separate acct that can not access your regular accts and only fund it with funds each time you use it for an online purchase.

Sounds like a lousy response from your credit union. I had a $2,200 fraudulent charge placed against my debit card by PayPal (for which I did not even have an account!) while I was in Afghanistan. I called my CU from, quite literally, halfway around the world as soon as I saw it on my register. The rep directed me to a secure area of the CU's website, where I filled out an affidavit and submitted it, and the money was back in my account the next day, less than 24 hours later. Never had to "hang on" to the disputed sum (which wasn't an issue anyway given the balance in my account), and that was the last I heard of it.

 

[sobo]

If you're using a credit card because you're buying toys with money you don't have then you shouldn't be spending that money anyway.

THIS!!!

 

[sobo]

Who the heck ever buys 500rds or less at a time???? You messin with us??

LOLZ! I'm with ya. Minimum purchase for me is 500 rds of whatever it is. Typically, it's 1,000 rds... about every other month...

 

[cmrcr]

Dude ALL that info is stored now. It has been for a long time. For me its a huge WTFC? If someone was buying ammo buy the semi load I guess they may get some attention. Many seem to not be able to understand how many millions of customers there are here. The Feds are not going to show up at you door because you buy ammo by the case. Guns? Really? How many hoops do we have to go through to legally buy a gun? People think the part of paying for it with plastic is the problem??? ALL that info is already there if they want it. If someone is really this scared? I guess do NOT use plastic. Walk into a shop and get them to order the ammo you want, pay them cash. To me this is a bunch of nothing.
Now if some "woke" banks want to go all woke and say you can't use them? LOL, that would be great. Someone else will step up and be glad to take the money.

WTFC? I do. They can also use this code to block purchases too. So, even if you don't care about this your ability to buy with said CC would be moot as a result. Care now?

 

[cmrcr]

This.

 

[billdeserthills]

I call on my fellow gun enthusiasts to boycott all Visa spending due to their categorizing gun sales

Payment Processor Visa To Start Categorizing Sales At Gun Stores

Visa’s adoption is significant as the largest payment network, and will likely add pressure for Mastercard and American Express to adopt the code as well.

www.huffpost.com

Obviously Mastercard/American Express are holding back until they see what happens to Visa...

 

[Nick Burkhardt]

What about using prepaid VISA cards?

 

[RobMa]

 

[ma96782]

RE : The possible "Work Around" solution.

Using or having to figure out a "work around" does NOT.....undo an initial "stupid act". Yeah.....why should anyone have too?

Will you/should you.....just accept and/or look for work arounds....with every new law to limit your FREEDOMS? What happens when there are no more steps left to you? Yeah.....it starts, "one step at a time". Like......

-- by Martin Niemoller (with my additions for firearms)

First they came for the Socialists Hi-cap magazines, and I did not speak out—
Because I was not a Socialist had no Hi-cap magazines.

Then they came for the Trade Unionists Semi-automatic firearms, and I did not speak out—
Because I was not a Trade Unionist had no Semi-automatic firearms.

Then they came for the Jews shotguns, rifles and revolvers, and I did not speak out—
Because I was not a Jew did not own a shotgun, rifle or revolver.

Then they came for me—and there was no one left to speak for me real weapons left to put up a fight with.

Aloha, Mark

PS......Is the handwriting is on the wall?

 

[cmrcr]

RE : The possible "Work Around" solution.

Using or having to figure out a "work around" does NOT.....undo an initial "stupid act". Yeah.....why should anyone have too?

Will you/should you.....just accept and/or look for work arounds....with every new law to limit your FREEDOMS? What happens when there are no more steps left to you? Yeah.....it starts, "one step at a time". Like......

-- by Martin Niemoller (with my additions for firearms)

First they came for the Socialists Hi-cap magazines, and I did not speak out—
Because I was not a Socialist had no Hi-cap magazines.

Then they came for the Trade Unionists Semi-automatic firearms, and I did not speak out—
Because I was not a Trade Unionist had no Semi-automatic firearms.

Then they came for the Jews shotguns, rifles and revolvers, and I did not speak out—
Because I was not a Jew did not own a shotgun, rifle or revolver.

Then they came for me—and there was no one left to speak for me real weapons left to put up a fight with.

Aloha, Mark

PS......Is the handwriting is on the wall?

Yes, death by a thousand cuts, the Gungrabbers MO.

 

[billdeserthills]

I hear Discover Card is the only one not doing this right now, Amex & Mastercard are already in with Visa