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We were denied Paypal Credit because we don't have "enough recent credit history" because I have not had a credit card since 2007ish, and we have basically lived within our apparently modest means. On the other hand, if we are to move to say, Wyoming, or South Carolina, or anywhere whose costs of living is far lower than Oregon's... we won't have any reduction in SS but I don't know. Educational quality is the problem. The cheapest States tend to have lower educational standards and even smaller Deaf communities Colorado and Texas are two places we are looking at in a few years, although cost of living in both these States are about as stupid as Oregon (specifically DFW/Houston/Austin areas)... the educational opportunities and the larger Deaf communities in them are pushing us to consider them. Yeah Colorado's turning bluer but if we can help keep it purple/red, thats better than abandoning it to the Californians, right? Ditto for Texas although it seems way more red than blue even with the blueing of the large cities there.