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I wish my parents had rolled their PERS into an IRA, they both would have been better off I think. I am not sure, but I think my mom did not get my dad's PERS after he died and I know we didn't.
That is what I don't like about most pension systems - they generally do not go to survivors. Ditto with SSI - my daughter won't get the thousands I have had to pay into SSI if I die before I get the benefits from it.
That is what I don't like about most pension systems - they generally do not go to survivors. Ditto with SSI - my daughter won't get the thousands I have had to pay into SSI if I die before I get the benefits from it.