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Same as omenwolf - 9mm Speer Gold Dot 124gr +P. I've read many favorable things about this particular load. 410 ft-lbs at the barrel is very good. Cor-Bon makes a +P 9mm that is 125gr and delivers 434 at barrel.
BTW, I've read that carrying homebrew ammo is not the best idea. If you have to use your gun, would you rather testify in court:
(1) "I used ammunition commonly available at any sporting goods store or Wal-mart."
or
(2) "I made the ammunition myself, loading a 124 grain hollowpoint on top of IMR 4064, tweaking a recipe I've been researching for several months..."
Gun people know that (2) vs (1) is immaterial - it's your actions not the details of your ammunition that matter. But to an ignorant jury member, (2) makes you sound like a gun nut instead of just another citizen.
I'm not a lawyer...just what I've read...
How about
" I use the loads I make myself at home.I work with them until they are the most accurate round for the weapon I am carrying. Then I know the gun is accurate and will hit my target,diminishing the likelihood of collateral damage. "
Kinda what you would tell a buddy as to why you hand load for hunting.
Accuracy and dependability.
Otherwise get a new lawyer.
I carry a 1911. So any defense rounds work great. 1 or 2 in the chest will do the job. Heck ball ammo from a 1911 will do the job.
Same with my 10mm.