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I am 65 and 8 months - I rounded it off. I will be 66 in August.
Max is $3K and change. I will get about $2500/mo by last statement I got from SSA - if I wait for FRA. Before the stimulus benes were announced, I was considering applying for SSI now.
No offense intended, and I am sorry for your job loss, but to be honest it sounds like you're still pretty well set. I can only hope to be half as ready when I get to where you are, in 15 or 20 years.
I know there are a many people who are much better off than we are, while at the same time many many more who are much worse off.
I went a year early. Glad I did. Another year at my job would have aged me by 15 years or so.I am 65 and 8 months - I rounded it off. I will be 66 in August.
Max is $3K and change. I will get about $2500/mo by last statement I got from SSA - if I wait for FRA. Before the stimulus benes were announced, I was considering applying for SSI now.
Oh man. You ARE the food bank.The night before I got laid off I went to Costco and spent $500 on supplies - half of which went to my kids. Then I went to Winco and spent another $100. Oh well, at least the kids have steak and a couple of roasts now (and other supplies).
Oh man. You ARE the food bank.
Good on you for taking care of your family. Good luck with the job situation. Can you file for Unemployment perhaps?
I'm single, and I don't get one.
But that's OK, cuz I wasn't planning on, nor expecting, a "gift" from my gub'mint that stole my money from me in the first place...
@The Heretic You said you're almost 66, but that you'd get hit with a 20% penalty for 401k withdrawal.
Unless you've got some weird plan, once a person hits 59-1/2, they can begin withdrawals from a 401k without incurring any penalty.
I'd be interested to know where you heard that you'd be assessed a penalty at your age.
I often comfort myself with this simple phrase:Isn't that the truth! Sometimes I find it easy to treat myself to a little self-pity, looking around at what others have that I don't. Then I see someone far worse off and I realize just how good I have it.