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For consumer goods that's true, but most of us pay far more to corporations not chosen by us. Insurance, the corporations the gov deals with (see story on 200 million overcharge for oil to defense department today on a no bid contract), the corporations that supply support services for the corporations you choose, corporations that have a monopoly like electrical, gas, internet (I'm stuck with an awful company run by crazy devils), garbage, and even the sale, or giveaway, of your financial contracts that you have no control over.
In short, the lions share you are not really choosing.
You sound a little paranoid. Why not start your own ISP?