Gun store lay-a-way...

PMKN_PI · Nov 28, 2009

Do most shops offer lay-a-way, so I can make some payments on a rifle/pistol before I receive it?

glockguy · Nov 28, 2009

Lot of them Do.. Around here anyways But its like 10 percent down and you pay the rest off in 90 days.

PMKN_PI · Nov 28, 2009

Dang. Was hoping could get more than 90 days lol

Bello425 · Nov 28, 2009

Is it just Southern OR stores? Anyone know any stores in the Portland/Vancouver area?

yotehunter · Nov 28, 2009

the gunbroker in tigard clackamas and woodburn will do it

PMKN_PI · Nov 28, 2009

yotehunter said:
the gunbroker in tigard clackamas and woodburn will do it

on terms longer than 90 days?

PlayboyPenguin · Nov 28, 2009

PMKN_PI said:
on terms longer than 90 days?

There standard terms are 6 weeks. Of course it depends on wht you are buying and how much you put dow. I have been given much longer before on a purchase.

jeddedia · Nov 28, 2009

I'll chime in. We give 30 days, and there is a reason for this. People forget (I know how can you gorget you're buying a gun:huh

and the gun that I've already paid for sits there waiting on this dude who says he'll be back or call in to make payments. Right now the count in my vault of guns on layaway that have been forgotten is at 12! With 30 day terms it motivates the buyer more so than the attitude of "I've got 90 days to pay it off".
Not that we're trying to make them buy it faster, but what's the point of taking it off the shelf for retail sale when a guy only puts $50 down on it and never comes back?! We do work with our customers and I call them to remind all the time but it's the same story every time, "I'll be in tomorrow", "Give me an extra 90 days", "I'm not ready to pay for it you don't have finance charges right?".

I just gets too much to deal with, and too much money tied up in product that's simply not moving.

Just my two cents for what it's worth.

glockguy · Nov 28, 2009

Well albany Coins guns an Jewelry Lets you do 20 a month till you pay it off.. but alot of people here dont care for them soo yea

philmccan · Nov 28, 2009

Thanks jeddedia for that point of view. Never really thought of it from your side of the counter.

Gunner69 · Nov 28, 2009

I know that when I bought my AR from Keith's he did a lay-a-way type set up.

PMKN_PI · Nov 28, 2009

jeddedia said:
I'll chime in. We give 30 days, and there is a reason for this. People forget (I know how can you gorget you're buying a gun:huh and the gun that I've already paid for sits there waiting on this dude who says he'll be back or call in to make payments. Right now the count in my vault of guns on layaway that have been forgotten is at 12! With 30 day terms it motivates the buyer more so than the attitude of "I've got 90 days to pay it off".
Not that we're trying to make them buy it faster, but what's the point of taking it off the shelf for retail sale when a guy only puts $50 down on it and never comes back?! We do work with our customers and I call them to remind all the time but it's the same story every time, "I'll be in tomorrow", "Give me an extra 90 days", "I'm not ready to pay for it you don't have finance charges right?".

I just gets too much to deal with, and too much money tied up in product that's simply not moving.

Just my two cents for what it's worth.

Any smokin' deals on forgotten lay-a-way guns?

Throckmorton · Nov 28, 2009

same in the furniture biz,you hold an item you couldhave sold 5 times for someone who never shows and never answers phone calls.IT's the minority that hurts the majority.

husker · Nov 28, 2009

Layaway plans use to be they way people bought most big items but when it became easier to get credit cards the layaway kind of disapeared. Now with the way things are layaway is starting to come back in some stores. Maybe not gun stores now but it might with people not using credit cards as much.

rusobr2 · Nov 28, 2009

the ffl sellout here in prineville that i posted a while back is more then happy to give you 30 days, on all the items that he has on sale,but if your going to take up to 90 days he has to put it at orig. price-yup ! even me. he is my gun guy ,but like i know what he means --he's still a business !! and once it comes off the shelf-- no one with cash can buy it-just my thoughts.

steven