Bronze Supporter
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Why the hell are they charging you interest if you 've paid back the original loan. My guess is that's illegal. I suppose they could charge you a nominal monthly charge to store them but at the same time, why do you need to do a new background check to get back guns THAT YOU ALREADY OWN AND YOU ALREADY HAD A BACKGROUND CHECK ON!!! As I understand it, pawnshops take people's property as collateral for a high interest short-term loan, and the collateral should only become the property of the pawnshop if the borrower defaults on the loan. If the loan is paid my understanding is that the pawnshop has to give back your collateral. Maybe I don't fully understand how pawnshops work when firearms are used as security. If you're a pharmacist you clearly have education sufficient to understand the loan documents controlling your transaction if you take the time to read them in detail and you might find something to help you in them. I guess it is possible if the pawnbroker is also an FFL they need to confirm you haven become someone who is now not allowed to possess firearms after they're in pawnshops' possession for a period of time but given the fact that you already own them it seems like they should apply the 3 day rule and release them to you. However if they're charging you some crazy fee on a monthly basis then they have no incentive to expedite transfer.Well all, thanks for being present and showing interest. Yes, I pawned them all to come up with part of the money to move, it can be really expensive but if commute gets too long, it's the only way. I've moved lots of things, and recently have moved to this area after working here for the last 6 months.
Yes, I pawned my guns because I wanted a quick 4 grand in cash. The only reason I don't have them back is because the background check won't go through and I have lots invested in those firearms, some, hell, all are special to me, never expected them to get stuck in pawn. I want them back.
I have 1 gun in my gun safe, an heirloom shotgun from my father. He has passed and the gun is a 16 gauge shotgun that hasn't missed yet.
So, this is a real issue. My stuff is stuck. I'm wondering if anyone know how to actually help.
Thanks,
Mwalterx
Pawnshops are also regulated businesses and I'd almost guarantee that there are statutory attorney fees awarded to lawyers suing to get back property wrongfully withheld. If they're overcharging you then you should look for a lawyer who will send a demand letter on your behalf and then sue if they continue to overcharge you and keep your firearms.
For your immediate bobcat problem, you can get a semiauto .22 Rossi or Savage at BiMart for about $100 to $150 and a Ruger 10/22 for between $200 and $300. If your background check clears right away then you have some evidence the pawn shop is f&$ing you.