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I agree that they are crooks but read the fine print, this charge is for "international" transactions. I too have moved most business to credit unions, its seems there is no safe place for money. Any and everywhere you go someone is scheming to separate us from our money. Sucks!
Only .35 in Bend.I refuse to use my ATM card at AM/PM gas stations because of their stupid $0.75 transaction fee...
I use a local credit union that charges no fees. In addition, I take advantage of shared branch banking to access my credit union free of charge from other participating credit unions. There are TONS of them participating - check out cuswirl.com. Also most ATMs in 7-11's are free of charge.