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A LOT, and I do mean a lot of small business fail every year. When one does the owners will always blame something. One thing that never gets blamed is the face in the mirror. With the net as it is now failing gets a lot easier. Give yourself a bad name and it spreads VERY fast. It is the owners choice to run his shop any way they want. I am VERY pro people putting the word out on them both good and bad. When one fails by their poor choice I feel nothing for them.A BGC is income, if you charge $15 per check and it only takes a few min, that is a pretty good investment right then and in the future when that customer returns with more business for you! If you turn away business, that's not a very good sign of your business sense, and I would wonder what else you are lazy about! In this day and age of hyper competition for a small amount of business in a given day, I would think every dollar you take in would surely help keep your doors open, and that may give you the edge over others!