Sellers who charge a fee for the use of your credit card must state they do by law & by their agreement with their credit card processing company--they don't mention it just to piss you off, budOn Gunbroker I avoid sellers that say they charge 3% for the use of a credit card.
I also avoid sellers that want a USPS money order.
A smart seller will say that they offer a cash discount and will not blabber about a 3% upcharge.
That's a win.
Goddamnnnn right! When did people forget this is a capitalist country. A free bubbleguming market. It’s as apple pie as guns and free speech.Small businessowner here. I have no interest in eating 3% so you can get 1.5% back from the CC company. Get a cash advance if putting it on a CC is so important. That or I can just raise my prices 3% and you can cover the CC fee even if you pay with cash.
Except there, generally, isn’t. If something is being sold for 9.99 and the biz says, +3% when paying via CC...that’s not a benefit to using cash...just the avoidance of a negative. There’s probably a store down the street that’ll offer the widget for 9.99 with no up charge for plastic...meaning it’s worth it to me to go to that store for the convenience.There should be a benefit to using cash.
This is exactly what my credit card processor told me to do--just raise all my prices & let the cash/check paying clients pay extra--That never sounded fair to meSmall businessowner here. I have no interest in eating 3% so you can get 1.5% back from the CC company. Get a cash advance if putting it on a CC is so important. That or I can just raise my prices 3% and you can cover the CC fee even if you pay with cash.
When I signed the contract with my credit card processor I promised to treat credit cards as cash. Then when I started selling guns I was marking them up $50 over what I paid for them & paying for the credit card fees on top of that was out.Another reason declaring a cash discount wins.
How about the ones with airline miles? Some of those top 5%. It really ticks the boss lady off to have a customer whip out a card and brag about the airline miles they'll get off of paying a bill that is fairly large ($2000 up). She knows how much of a hit she takes on that...I'm a small business owner and begrudgingly eat the 3%. My customers all pay via CC for speed of service.
It adds up quickly! I keep it.And loose change is queen….
I saw a guy wearing that once and got a great laugh out of it. We now use that saying around the shop a lot.
Why is coin money still a thing?
It's like the 1911 of physical currency.
Overwhelming response in ..4 ,3 ,2
bubblegum, don’t go to England.