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Dude if you do not believe how the Terms of Service (TOS) works when you sign up to take plastic great. Make it whatever you want it to be. I do not own a piece of Midway so I have no dog in this fight. As for the OP? If he decides to make Midway make him whole again? That again means nothing to me as I have no dog in that fight either. Unless something has changed that I did not keep up with the OP can have the bank give him his money back and they will let him keep what Midway sent if they do not offer to pay to get it back. I have not been playing in retail for a while so it is possible the TOS has been changed. If so OP will certainly find out if he tries to do a charge back and the bank says no to him. Plastic has always had some amazing good protection here in the US. Its so good I have long figured there has got to be some abuse of the system that banks and retailers have to eat.Again, can you show me that? I doubt you can show me Midway's contract, but if you can show me some "standard" contract, that would be something at least.