Just Passed my Oregon P&C Exam, who needs gun liability insurance?

[bigezfosheez]

I'm not licensed or appointed yet, but the paperworks in the mail. I was curious about being appointed to sell Gun liability Insurance on the side and wondering if this is something any of you have or would even be interested in? Has anyone heard of anyone actually using it and it being beneficial to their defense costs and or medical payments?

Read More

 

[x1hunter89]

depending on price i would like to hear more i think a full coverage including firearm replacements for lost stolen or broken would sell pretty good

 

[DCKilla]

Are you selling steak knife insurance as well?

 

[Nightshade]

Are you working for your self and do you have E&O Insurance, on the policys you sell if there's a claim whos paying

 

[pokerace]

Gun liability Insurance[/QUOTE]


explain???

 

[pietro beretta]

This reminds me of a little fantasy of mine to sell "Act of God" insurance, have a panel of people of different religions, and when someone tried to submit a claim -- they would have to prove the existence of god. I was like 12 when I thought this up, wow I was a smart-*** as a kid.

 

[Gunner3456]

NRA members can get liability insurance for accidents, and additionally a rider for a self defense shoot. Many homeowners' policies won't cover that. NRA also offers loss of gun insurance with limits which may be higher than homeowners. There are links on the left side of the page.

I don't know what policies might be available for an independent agent to sell.

NRA Endorsed Insurance Program Excess Personal Liability

 

[Redcap]

Are you selling steak knife insurance as well?

I'd like hammer, axe and rock insurance too please. Oh, and marble.

 

[NotherGunGuy]

We can do the hammer, axe, rock and marble coverage, BUT the marble insurance is null and void if said marble(s) is(are) launched from a slingshot.

 

[Morpheus]

The closest thing I've heard of like this is one of the Umbrella Liability policies that people can get. But you have to make sure you get in writing from your insurance company that you will be covered if someone sues you in a civil case.

I know some policies will cover you, but only if you have no charges brought against you, or you are acquitted of any charges.

 

[beavertonbuck]

Most people should be covered under their homeowner's policy. Check your policy and make sure you have good limits. Look in your policy's exclusion section and look for the intentional injury exclusion. Most policies a these days will say that the exclusion doesn't apply if you are protecting yourself or your property.