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"Drat" One would be truly arrogant if they were to believe that in all the vastness of the universe that we on this one small planet were the only intelligent life form in existence. That said, change prefers the prepared mind,, and this holds true for any disaster be it natural or man caused. While it's not possible to prepare for all scenarios, those steps your taking now will pay dividends if and when needed. "one-Eyed Ross" has the right idea.