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Again, ccwsafe does not cover WA. It says so on their website. The others I've looked into also don't cover WA.
Statistically, yes, you are always better with no insurance. Car, house, self-defense, etc. Well, not always. When you actually need it then you need it. If you have have piles of money lying around then sure. This is why some entities with these piles are self insured to a certain extent.Save your money and hire a good defense lawyer if this ever comes up. Everyone reading this will probably have a pile of money when they reach old age if they do this.