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Again, ccwsafe does not cover WA. It says so on their website. The others I've looked into also don't cover WA.

They don't cover WA because our Insurance commish and AG sued them for insuring "criminal activity" which is...illegal in WA (according to our IC andAG anyway). Makes no sense does it, kinda like saying you can't have a lawyer on retainer if he will represent you should you end up in criminal trouble.
 
Save your money and hire a good defense lawyer if this ever comes up. Everyone reading this will probably have a pile of money when they reach old age if they do this.
 
Save your money and hire a good defense lawyer if this ever comes up. Everyone reading this will probably have a pile of money when they reach old age if they do this.
Statistically, yes, you are always better with no insurance. Car, house, self-defense, etc. Well, not always. When you actually need it then you need it. If you have have piles of money lying around then sure. This is why some entities with these piles are self insured to a certain extent.

However, for the rest of us humans without money on our trees (after last weekend, I barely have trees) it may make sense. Expert witness fees alone for a self defense case can easily top $50,000. You could pay a lifetime of USCCA, ACLDN or other self defense coverage and not reach this amount. And we haven't even scratched the surface of attorney fees. Fortunately we are still (currently at least) free to chose what works best for each of us.
 

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