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On top of this I recently saw an article that the new Capitol One card terms and conditions of use include some pretty bad things that you agree to with. The fine print includes you giving them permission to visit your home or place of employment any time they wish in the event that they feel you are behind on payments. The visiting of your work doesn't make sense to me - if they get you fired how do they expect to get paid?
 
Having had my bank account drained (temporarily) because someone got hold of my debit card number, I don't use mine anymore. All credit cards for me. I got the money back, but it took a while for the bank to get things straightened out. Not fun.

Been through that too, Used different debit card from different bank until money was put back in my account. About two days IIRC.:cigar:

Pretty sure credit card fraud happens too.
 

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