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WATCH FOR THE SYMBOL ON YOUR NEW CREDIT/DEBIT CARDS

Discussion in 'Off Topic' started by fredball, Feb 20, 2014.

  1. fredball

    fredball Vancouver, WA Well-Known Member

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    I thought these were supposed to be a good thing!
    Subject: Fwd: WATCH FOR THE SYMBOL ON YOUR NEW CREDIT/DEBIT CARDS
    Good info about your credit card if you don't already know about it.
    Subject: WATCH FOR THE SYMBOL ON YOUR NEW CREDIT/DEBIT CARDS
    You can also get the thin protective sleeves at AAA (Triple A stores)
    For those new instant scan debit and credit cards.
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    [TD] WI-FI SYMBOL ON YOUR CREDIT CARDS

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    [TD] WATCH FOR THE SYMBOL ON YOUR NEW CARDS
    Okay, folks... this is VERY important for you to know. You really need to watch this video, and then PASS it on to everyone you know.
    Check your newer credit cards for the Wi-Fi Symbol on it. You need to watch the video below to really know why I sent this to you. I read this about a couple weeks ago, and then checked my cards for the little, Wi-Fi Signal Icon, on each one. I found none with that signal on them, but I was determined to watch for it when my cards came in on renewals. Well, yesterday I got my CHASE SLATE card AND THERE IT WAS! My first time to see it. I'll not activate that card after seeing this. I guess I'll go to the bank and see if I can replace it with a non Wi-Fi, Radio Frequency Card? Thought all my contacts ought to see this if you've not already seen this demo...

    http://youtube.googleapis.com/v/lLAFhTjsQHw&sns=em

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  2. spectra

    spectra The Couve Moderator Staff Member Bronze Supporter

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    I saw a news clip on this a few months ago. Worked real well for the news guy he did not even make a new card. With the info he was able to use his smart phone and slide it over the reader to pay.
     
  3. Dunerunner

    Dunerunner You'll Never Know Well-Known Member

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    First time I've seen this!! Thanks for the heads up!!
     
  4. jluck

    jluck Really,Really, Close to Newport Oregon 97365 Voted #1 Member

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    Credit/Debit cards never have been or never will be "a good thing". As far as I'm concerned Diners Club International was the beginning of the end of the US economy and long term future wealth.

    If you can't pay for that (gas, corndog and beer etc.) with cash it is time to take a long look at ones income and spending choices!

    My .02 <Rant off>
     
  5. parallax

    parallax eugene, or-gun Bronze Supporter Bronze Supporter

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    wow,,, crazy.........none of my cards have the rfid chip,, but also,I have been using secure sleeves by shielding technology, for my credit cards for a few years, hope they actually work as advertised..
     
  6. Kevinkris

    Kevinkris Aloha Well-Known Member

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    i always thought that was a risk to begin with. its a lot like the new cars that use the RFID keys you dont even need to press a button to unlock the doors or start the car. if you dont know what im talking about look up high tech car thieves.
     
  7. AMT

    AMT Vancouver, WA. Gold Supporter Gold Supporter

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    I'm earning a bunch of money (% cash back rewards), and airline miles, with every purchase. Every monthly bill that I can put on the card(s) I do.

    Of course I pay off the card balance when it arrives. I do NOT carry balances.

    That is the key..... don't carry balances.
     
    Caveman Jim, Nwcid, Stomper and 9 others like this.
  8. idahoan

    idahoan Boise, Idaho Active Member

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    you realize that credit has existed forever right? That prior to the invention of the credit companies, you got your credit from the people that you were getting goods from, except instead of calling it credit, it was called a "tab". Typically in an agriculture economy for most of the year, most people have very little money, and then in the fall when they sell their crops, they have allot. At this time they then would pay off their tabs with all the local businesses.

    the only thing that credit companies did was make it so you have a single source for your credit, and since it is a single source your paying less interest. It is estimated that the typical supply store charged %100 interest per year on credit purchases.
     
  9. jluck

    jluck Really,Really, Close to Newport Oregon 97365 Voted #1 Member

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    Yes I do.... I think there is a huge difference with the trust/tab type credit for those who don't have a regular payroll or conventional timely "paycheck" (That is a need) and Credit companies trolling college campuses phishing for the ignorant or banks, car lots or even jewelry stores offering way more credit than they KNOW SOMEONE CAN AFFORD otherwise why wouldn't net income instead of gross be used for debt/income ratios? (The rest fall in to wants category)

    If you are good with paying interest on that corndog more power to 'ya (oh wait, I guess that would be, More power to credit card monsters).

    I still use credit in my life too. A trusted friend needs something extra I have? Sure...Take it. I know it will come full circle.

    If you measure your worth by your credit score, That's your deal. I choose to live different and have my opinion to go with it. I'm sure there is not debt epidemic or diminishing quality of life going on and our economy is thriving. It is all in my head.
    :paranoid:
     
  10. PiratePast40

    PiratePast40 Willamette Valley Well-Known Member

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    I do have a card with a chip but it's not an RFID chip. It's the smart chip and is compatible with the European systems. By the end of 2015, US merchants are expected to accept the chip and pin security protocol. It's supposed to be a higher security level than cards with magnetic stripe alone.

    As far as those that don't use credit cards, I don't think I could live that way. Frankly, I don't know how you would ever book airfare, hotel rooms, and car rentals without credit cards. I guess you could carry large sums of cash with you and then hope for the best when you reach your destination. I'm thinking that it would be pretty embarrassing to not have a hotel room at the next meeting because you couldn't secure a reservation without a credit card. I charge at least 20-30 thousand dollars a year for business travel, but rarely if ever, incur any interest.
     
  11. jluck

    jluck Really,Really, Close to Newport Oregon 97365 Voted #1 Member

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    Debit cards. Still sucks but I haven't found a way around them.
     
  12. PiratePast40

    PiratePast40 Willamette Valley Well-Known Member

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    There are a few, but not many car rental companies that accept debit cards. And yes, I do know how painful and difficult it is to travel with only a debit card. I just hope that I'm never in that situation again.
     
  13. 2506

    2506 Seattle Well-Known Member

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    Credit card companies don't like you, and their term for those like you, ironically, is 'deadbeat' because they're not making anything off you.
     
    Nwcid and (deleted member) like this.
  14. AMT

    AMT Vancouver, WA. Gold Supporter Gold Supporter

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    I can live with being that kind of "deadbeat". :thumbup: :laugh:
     
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  15. Ironbar

    Ironbar Tigard, OR Well-Known Member

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    Neither of my cards have RFID chips.
     
  16. fredball

    fredball Vancouver, WA Well-Known Member

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    :thumbup::funnypoint::woot:I have never heard it called before But I fit that

    the two I have do and i will get that changed
     
  17. The Heretic

    The Heretic Oregon Well-Known Member

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  18. elsie

    elsie Way over there on the left Well-Known Member

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    It's not a Wi-Fi symbol, it's an NFC symbol. Stands for Near-Field Communications. If you use a badge that you put next to a reader to open a gate or door, it's doing the same thing. Now as far as using an RFID skimmer to get the necessary information, the only thing it really protects against is "card not present" fraud, like people ordering things online. With the right equipment and persistence, they can duplicate the data and do NFC charges with a counterfeit. Currently it's not particularly cost and time effective to do it, but technology changes.


    elsie
     
  19. 44mag2ndamend

    44mag2ndamend Round the ole tree stump, Down by the crick Well-Known Member

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    What is amazing to me is the all the sheep going "Wow".

    What a bunch of dumb bubblegums.
     
  20. Sun195

    Sun195 Pugetropolis, WA Well-Known Member

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    Having had my bank account drained (temporarily) because someone got hold of my debit card number, I don't use mine anymore. All credit cards for me. I got the money back, but it took a while for the bank to get things straightened out. Not fun.