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In todays environment and stocking availablity, I would agree with your numbers.
But as your last sentenance highlights, "fair" is not a set number outside of all context, rather a value derived from a myriad of personally dependent factors. These factors change constantly for some and are fixed for others, it is arrogant in the extreme to dictate to another what is "fair". Governments do it all the time, but I still find it objectionable.
Of course we are talking about freely held private assets. Don't want to jump the tracks to other classifications.
Again they are my standard and I am not asking if you like them over even think they are fair.
James Ruby