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"Hot burglaries" have a very reasonable defense: most burglars are very careful not to burglarize an occupied home. If they are willing to do it while you are home, the assumption is that they are willing ot harm you in order to get away with it. Plenty of statistics on it to show that your chance of being harmed by a hot burglary make fear of bodily harm very reasonable. If somebody invades your home while you are home, you seriously should assume they are willing to harm you.