Just picked this book up, a quick scan shows that it would be a natural for us and generally looks like good advice (to me). BTW, they say gold is a buy right now, I personally disagree on that (but it is worth considering, no one really knows where it's heading) and would suggest you all google "Jim Rogers", the famed investor who has been making correct calls for years and equally consider his views on investing in other commodities, but not gold. Good luck! oh, these guys put out a book in 2006 which called the debacle in 2008. They are not "gloom and doom" prophets like harry Browne who predict collapse every year incorrectly. They are investors who believe that the US, long term, is going to be an amazing place to live, but that we have a speed bump coming up. Their first main point is get out of the stock market now. It may go up from here, but they point out that it was either Merrill or lynch (I forget which) also got out of stocks too early, in 1928, only to watch all his compadres make a "fortune" as the market went skyrocketing up....till it finally did crash. Then he was sitting pretty. Same thing here, you can't time it, so take steps now.