Sounds like you are a really bad risk.....your insurance rates must be really expensive. Million dollar losses and 90K in guns lost. You need to find a better neighborhood.I have already lost all my firearms to theft once, About a $90,000 loss. I didn't have insurance. They caught the guy and he did 5 years of a 15 year sentence. I got a 10/22 and a couple other meaningless things back and a few hundred dollars in restitution before the guy went back to prison.