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Retirement is the point where a person stops employment completely. A person may also semi-retire by reducing work hours.
An increasing number of individuals are choosing to put off this point of total retirement, by selecting to exist in the emerging state of Pre-tirement.
Many people choose to retire when they are eligible for private or public pension benefits, although some are forced to retire when physical conditions no longer allow the person to work any longer (by illness or accident) or as a result of legislation concerning their position. In most countries, the idea of retirement is of recent origin, being introduced during the late 19th and early 20th centuries. Previously, low life expectancy and the absence of pension arrangements meant that most workers continued to work until death. Germany was the first country to introduce retirement, in 1889.
Nowadays, most developed countries have systems to provide pensions on retirement in old age, which may be sponsored by employers and/or the state. In many poorer countries, support for the old is still mainly provided through the family. Today, retirement with a pension is considered a right of the worker in many societies, and hard ideological, social, cultural and political battles have been fought over whether this is a right. In many western countries this right is mentioned in national constitutions.
Ok shortish version is my dad passed away in 2018, he was 62 and still working.
I fought with his 401k provider HCA almost instantly as the eldest son/executor. They moved his balance to another HCA account in my name and then wouldn't let me log in without a 3-4 ID (a user name). I figured it...
I keep an electronic note of future home ideas. There are snippets from articles, websites, and even perhaps comments from Northwest Firearms.
I know everyone has different ideals and considerations. I will post everything here (in a quick series of postings), and welcome ideation from...
So recent events has gotten me back into "planning mode", which I've found is always fruitful. An idea that I have kicked around on and off was, after retirement from my occupation, training to be a gunsmith and working as such. Knowing myself, there is no way I am going to just sit around in...
Social Security, Medicare Face Depletion Within 17 Years, Trustees Say
This is not new news, just a reinforcement of what is coming hard and fast. I think by 2025. Separately, pensions will likely be in dire straights too. Have a Plan B for your personal finances...
The article may be paid...
Pension Benefit Guarantee Corporation Running Out of Cash, Millions Affected | MishTalk
The Pension Benefit Guarantee Corporation (PBGC), a government (taxpayer) funded entity created to “guarantee” pensions of private corporations, is on the verge of bankruptcy.
Teamsters and other unions...