Gold Supporter
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I used to only use debit card for most thing including groceries. However, I switched to credit card when they started giving cash back rewards.
You have to be responsible and realize that money does not grow on trees and you have to pay the CC off every month. (someone please explain this fact to my wife). I get 2% cash back on groceries. It adds up over time. I get 3% for on line charges. I put my utilities onto my CC and it gets that reward. I upgraded to the executive membership at Costco. While it cost more for the membership fees, I get 2% back and they send me a check once a year. It is enough to cover the cost of the membership fees. This only works if you are able to pay your CC off every month. Otherwise the interest rates will eat you alive. I learned this the hard way when I was younger.
You have to be responsible and realize that money does not grow on trees and you have to pay the CC off every month. (someone please explain this fact to my wife). I get 2% cash back on groceries. It adds up over time. I get 3% for on line charges. I put my utilities onto my CC and it gets that reward. I upgraded to the executive membership at Costco. While it cost more for the membership fees, I get 2% back and they send me a check once a year. It is enough to cover the cost of the membership fees. This only works if you are able to pay your CC off every month. Otherwise the interest rates will eat you alive. I learned this the hard way when I was younger.