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I came home today to find a patrol car parked in front of my house and a private vehicle in my driveway. I then noticed an LEO and a man in a suit walking in my side yard. I immediately started to worry that something had happened to a friend or family member.
I got out and asked them what was the problem and I found out that I was being served an eviction notice to vacate our home due to repossession.
I told them we were actually paid ahead on our mortgage and could not possibly be in foreclosure. I also told them that the bank on the papers did not even hold our mortgage. The LEO was very polite but the guy in the suit was a complete jerk.
The officer handed me the papers and I immediately noticed that the address was correct but the name was not. I informed the officer this was not anyone that lived in our home. He asked me to see ID and I showed it to him. I even offered to walk him to the mailbox and show him that no mail to that name would be in there. I even offered to show him our mortgage information and show him online that we were paid in advance. He said he did not need me to do that.
The guy in the suit kept insisting I be served the papers anyway even though my name was not on them. The officer explained to him that is not how it works. He said that notice could be posted on the door but he could not serve me papers not written to me.
I went in and called our bank and they said they will deal with it. I also called our attorney and he said he has seen at least five cases of this happening in the past few months. It is usually a zip code error on the banks part.
I got out and asked them what was the problem and I found out that I was being served an eviction notice to vacate our home due to repossession.
I told them we were actually paid ahead on our mortgage and could not possibly be in foreclosure. I also told them that the bank on the papers did not even hold our mortgage. The LEO was very polite but the guy in the suit was a complete jerk.
The officer handed me the papers and I immediately noticed that the address was correct but the name was not. I informed the officer this was not anyone that lived in our home. He asked me to see ID and I showed it to him. I even offered to walk him to the mailbox and show him that no mail to that name would be in there. I even offered to show him our mortgage information and show him online that we were paid in advance. He said he did not need me to do that.
The guy in the suit kept insisting I be served the papers anyway even though my name was not on them. The officer explained to him that is not how it works. He said that notice could be posted on the door but he could not serve me papers not written to me.
I went in and called our bank and they said they will deal with it. I also called our attorney and he said he has seen at least five cases of this happening in the past few months. It is usually a zip code error on the banks part.