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Commendable!I'm way ahead of ya, I only use Grey Poupon.
My friend calls that WAM. Walking Around Money.I've never used an ATM. Don't have a card, so I can't. Instead, I have CIW. That's, Cash in Wallet.
The world has been that unstable my entire 78-year life. One night when I lived in Corvallis about two blocks from the OSU campus I was sleeping peacefully when there was a huge explosion and my bedroom turned as light as daylight. I grew up during the cold war, often on Air Force bases that would have likely been incinerated if WWIII started. My first automatic thought was the beginning of WWIII. Noticed I wasn't dead. Interesting. Immediately discarded WWIII option, not because I was still alive, which I would expect to be in Corvallis anyway, but because nothing in Corvallis is of strategic importance. Instant revised thought was that the small research reactor at OSU had blown up. Cautiously looked out window.Never had that happen before. the World the way it is? You never know.