I don't have Herpes either, so I have that going for me. Which is nice.I've never used an ATM. Don't have a card, so I can't. Instead, I have CIW. That's, Cash in Wallet.
Not having a debit card puts me in the main lines at Winco. Boo Hoo. That's the only place where I've found that I'm at a disadvantage for not having one. BofA tellers tried for years to foist one off on me, but they've given up.
Come to think of it, having a debit card would keep me away from BofA tellers. Which I try to avoid anyway. Because these days, anyone getting into a line at the bank is a Problem Person. Normal people don't have to queue up at the bank, they do bank stuff on their smartphone. Of course I don't have one of those, either. So there you go.
then they see my fair skinned, light colored eyed daughter and her fair skinned brother with big brown eyes, and neither of them have dark hair unlike their parents