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Retail apocalypse: Major chains closing 6,000 stores

Discussion in 'Off Topic' started by U201491, May 5, 2015.

  1. U201491

    U201491 Well-Known Member

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  2. Just Jim

    Just Jim Well-Known Member

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    80% of all small businesses fail, taxes and fees guarantee it. These are well established and probably closing due to forced health care and higher minimum wage.
     
    albin25 and AMT like this.
  3. albin25

    albin25 Lewiston Idaho Well-Known Member

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    Dang!! I was hoping to see a few bazzillion Starbucks on the list:(
     
    NoFlinch likes this.
  4. MikeE

    MikeE Portland Well-Known Member

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    Wrong, they are closing because their stupid business model of accessing cheap financing to open too many outlets - which artificially buoys their stock - has hit the logical outcome - there are only so many customers who have less and less disposable income because wages are flat or declining.
     
  5. NoFlinch

    NoFlinch In a van down by the river Owner of Cocaine addicted dog.

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    I read the list, and realized that I don't shop at ANY of those stores.

    (Well, except Fredricks of Hollywood, and since I've gained a few #, I've stopped wearing those clothes) :confused::confused:o_Oo_O
     
  6. Just Jim

    Just Jim Well-Known Member

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    And people have less and less money due to obomacare. It has hurt the consumer and the business man making it such a drain on the economy they close the doors.
     
  7. bolus

    bolus Portland Gold Supporter Gold Supporter 2015 Volunteer 2016 Volunteer

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    radioshack needed to die. like a decade ago.
     
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  8. MikeE

    MikeE Portland Well-Known Member

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    At this point my business pays half of what we did before Obama care. I'm still in favor of carrying the whole thing under Medicare, with full ability to enforce cost containment. Still I'm happy not to pay republican health instance rates right now.
     
  9. Just Jim

    Just Jim Well-Known Member

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    Are you getting a subsidy that gives you cheaper rates? Retired people I know are getting hosed with high premiums and ungodly deductibles. Friend has a $9000 deductible, but then he never did see that $2500 cost savings Obama promised.
     
  10. robertg

    robertg Sandy Oregon Silver Supporter Silver Supporter 2016 Volunteer

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  11. MikeE

    MikeE Portland Well-Known Member

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    OK - now that my frail memory is jogged - We signed onto the health exchange last year. Without a subsidy, in 2014, going from a group health plan to individual plan with the same HMO (that shall be unnamed but formerly built steel ships) through Cover Oregon my premium went down 24%. Same yearly maximum out-of-pocket 2500.00, co-pays and pharmacy basically the same. This year, on the Federal Health Exchange (Cover Oregon having gone down the drain along w/Gov Kitz.), I got a subsidy making my premium 50% of what I was being extorted for in 2013. I will say that these SOB's were raising their premiums massively every year between 2010 and 2014.
     
  12. Just Jim

    Just Jim Well-Known Member

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    Lucky you, lots of people don't get half their premium paid. It's easy to see why so many stores are closing if they are being extorted the way you were. Being forced to buy health insurance is killing business because the insurance can name their price and you have to pay it. o_O
     
    NoFlinch likes this.
  13. deen_ad

    deen_ad Vancouver, WA Well-Known Member

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    <- Why there aren't any school shootings in Israel!
    Teacher with long gun slung over her shoulder!!!

    Wife has been off work for health reasons for three years. Thursday they terminated her and her health insurance, which was costing us $370/mo. went to over $1,400/mo. (COBRA). Then on Friday she went in for an ultrasound at 8:00 am. At about 1:00pm the Dr called on my cell phone and told her that she most likely has liver cancer. Now waiting for hospital to call to schedule more tests. But, at least we can go on Medicare and get a supplement. For now though we'll pay the COBRA fee just to keep the same Dr's!

    Deen
    NRA Life Member, Benefactor Level
    NRA Golden Eagle member
    NRA Recruiter
    Defender of Freedom Award
    Washington Arms Collector Member
    Vancouver Rifle & Pistol Club member

    "A gun is like a parachute. If you need one and don't have it, you'll probably never need one again!"
     
  14. Just Jim

    Just Jim Well-Known Member

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    Sorry to hear about your bad situation, I hope your wife gets better. I do know what you are going through.:(
     
  15. U201491

    U201491 Well-Known Member

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    So sorry to hear that Deen.
    Our prayers are said for your wife that she gets through this.
    That was bad timing. My wife gets Providence Advantage with her Medicare and it is only about 77 a month. Good ins too.
    I have the VA and Medicare. But we had Kaiser for years and they wanted about that much before we finally turned 65.
    I sure hope all works out for you and your wife. The Big C is a tough diagnosis to take.
    Are you at the 65 mark yet ?
     
  16. MikeE

    MikeE Portland Well-Known Member

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    Deen_ad :Man that is hard news. My wife has stage 4 ovarian cancer. If you are paying that much out of pocket, can you get on the Exchange and find a better deal? Hope Medicare kicks in soon, it really helped my wife (who always had a different plan from mine).