In Portland you can have both.I really should consider getting a second job that doesn't involve hanging around guns all day. Maybe burger flipping.
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In Portland you can have both.I really should consider getting a second job that doesn't involve hanging around guns all day. Maybe burger flipping.
Keep after it.Just made a $1500+ payment towards debt. Debt free in 23 is still within reach (if I can lay off the gun purchases for a bit).
Thanks, I have an extra payday coming up around September so I should be able to knock this out by January, if I quit finding firearm deals I can't resist. Unfortunately the deals are becoming more bountiful as the year goes on.Keep after it.
My biggest motivator was I am getting close to retirement and not wanting any payments at that time.
You totally can do this.
I used to love the three payday months.Thanks, I have an extra payday coming up around September so I should be able to knock this out by January, if I quit finding firearm deals I can't resist. Unfortunately the deals are becoming more bountiful as the year goes on.
If a recession finally materializes in 2024 the deals might get even better. That should be my motivation to wait.
Stuff is better? You're north of 50, maybe you should consider your family's financial future and retirement instead of more stuff for yourself.Just made a $1000 payment which will drop my balance down to under $1350. If all goes well I should be debt free again by 2nd weekend of Sept.
I can already tell, this is not going to be a spectacular feeling like the debt free screaming people on Dave's show would have you believe. Money is just money. I wouldn't get to wrapped up in what the world does with it. Stuff is better.
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I have come to the realization that retirement is never going to happen for me. Working part time until death is a more realistic goal. Extreme frugality is going to be the path that gets me there, sooner rather than later. That will likely involve paying for less stuff or buying stuff that will save me more money than I spend on the stuff. There is lots of free stuff out there too.Stuff is better? You're north of 50, maybe you should consider your family's financial future and retirement instead of more stuff for yourself.
Edit: Thanks to all the taxpayers out there contributing to PERS, my family will be much better off than I.You value "stuff" more than your own family. You show it time and time again with your poor spending habits and your comments about more purchases. You could stop all the spending and start saving that money for when you can't work anymore. The plan of working until death is unrealistic because you will reach an age where being employed is no longer an option. Then what? Your poor family gets to scrape along trying to take care of you? You're setting your family up for financial failure based on your selfishness.
Next step should be working full time and building up some savings.Next stop is working part time instead of full time.
Congratulations!Challenge Complete, I am debt free.
Since Dave is not inviting me on his show, I am providing this substitute debt free scream.
Exactly.Next step should be working full time and building up some savings.
You should have at least a year worth of living expenses set aside.
I am going to save the wealth worshipping for others. I will settle for just getting by.Next step should be working full time and building up some savings.
You should have at least a year worth of living expenses set aside.
That's a specific choice, and one that affects your family as well. It's not wealth worshipping to work hard to provide and build a financial future.I am going to save the wealth worshipping for others. I will settle for just getting by.
Edit: The less dollars I hoard the more dollars you guys can scoop up.
Right.That's a specific choice, and one that affects your family as well. It's not wealth worshipping to work hard to provide and build a financial future.
Agreed. People tend to be more worried about impressing people they don't know than being financially responsible.Right.
I just want stability. I ain't wearin' no Gucci bandanna, or driving a fancy car, but if my job field tanked I could not work for quite some time and be okay.
I think a lot of the time wealth worship is displayed by those who have minimal wealth, and max out their monthly income on payments on a Lexus or similar. But then they can't afford to fix a big dent or a cracked windshield. We've all seen plenty of those driving around.