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I have been virtually debt free for fifteen years. I paid off my mortgage back then and only kept a small amount on credit just to keep my credit score up in case I needed it.
I always had enough in savings to pay off any debt I was holding.
Currently I owe nobody. Monthly bills and expensives are all I have to pay.
If you can, pay off your home and never borrow against it. You will always have a place to live. Credit cards are paid off every month carrying no balance. Live below your means!!!!
Oh, and don't get into horses.
I always had enough in savings to pay off any debt I was holding.
Currently I owe nobody. Monthly bills and expensives are all I have to pay.
If you can, pay off your home and never borrow against it. You will always have a place to live. Credit cards are paid off every month carrying no balance. Live below your means!!!!
Oh, and don't get into horses.