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In 2019, there were 467,231 incidents of cyber crime in the US. Over 1.3 billion social media users reported their data compromised over the past 5 years. Financial losses are in the trillions.
I live in a virtually crime-free community, yet I have just become another victim of cyber crime. I went to go use my debit card in town to make a purchase and it was declined. I called my bank and they said they got an alert that there may be fraudulent activity, so they suspended the card.
I hadn't checked my account in a couple of weeks and when I pulled up my records, sure enough, small charges started popping up to PayPal for $2, $5, $10. Then a couple of small charges to BestBuy.com. Then a huge $1000 payment to Credit Acceptance Corp. WTH?? $1083 stolen from me.
They canceled my card and began the dispute process and said I should get my money back. I was told there was no way to tell how my debit card info got hacked or how to prevent it in the future. My debit card info was compromised a couple of months ago as well, but no money was lost.
This is crazy!
Virtually everything is done via electronic payments these days. How do you NOT use a debit card or credit card without a huge hassle and prevent your accounts from being hacked?
And the BestBuy thing was weird. I just received a package from "BestBuy". It was child's toy shipped from Kentucky with a fake BestBuy logo on the invoice. They shipped it UPS 2nd Day air for $44.
So, I received a package that someone ordered with my debit card and had it shipped 2nd day air. How does the scammer benefit?
I live in a virtually crime-free community, yet I have just become another victim of cyber crime. I went to go use my debit card in town to make a purchase and it was declined. I called my bank and they said they got an alert that there may be fraudulent activity, so they suspended the card.
I hadn't checked my account in a couple of weeks and when I pulled up my records, sure enough, small charges started popping up to PayPal for $2, $5, $10. Then a couple of small charges to BestBuy.com. Then a huge $1000 payment to Credit Acceptance Corp. WTH?? $1083 stolen from me.
They canceled my card and began the dispute process and said I should get my money back. I was told there was no way to tell how my debit card info got hacked or how to prevent it in the future. My debit card info was compromised a couple of months ago as well, but no money was lost.
This is crazy!
Virtually everything is done via electronic payments these days. How do you NOT use a debit card or credit card without a huge hassle and prevent your accounts from being hacked?
And the BestBuy thing was weird. I just received a package from "BestBuy". It was child's toy shipped from Kentucky with a fake BestBuy logo on the invoice. They shipped it UPS 2nd Day air for $44.
So, I received a package that someone ordered with my debit card and had it shipped 2nd day air. How does the scammer benefit?