Beware gun sites starting to commit organized fraud

[Koda]

It wasn't used as a debit card. Used as a credit card. In fact I have never used that card as a debit card.

It doesnt matter how a debit card is used, the card number is the same and goes to your money not the banks. The Visa link on debit cards is only there to give it access to purchasing at stores etc. since the Visa system is already in place. No matter how you use it, its not a credit card it subtracts straight from your money.
Side note: banks will respond quicker to fraud claims when the money is theirs.

I know several are commenting on this already just trying to add to the why not to use it. Ive stopped using mine altogether.

 

[ilikegunspdx]

View attachment 1900635

Webcorp was the real amount for an actual item. That part is ok. Rebet was the theft.

 

[ilikegunspdx]

It doesnt matter how a debit card is used, the card number is the same and goes to your money not the banks. The Visa link on debit cards is only there to give it access to purchasing at stores etc. since the Visa system is already in place. No matter how you use it, its not a credit card it subtracts straight from your money.
Side note: banks will respond quicker to fraud claims when the money is theirs.

I know several are commenting on this already just trying to add to the why not to use it. Ive stopped using mine altogether.

The bank sent me a text of suspected fraud pretty much instantly. I called them and they stopped it. The bank still deposited money into my account though and I assume they will eventually delete that $.

When I had my card number stolen by gas station attendant st chevron in Portland I used a regular credit card. The process was the same, "unusual activity" notification, then they credit $ back into credit card.

 

[Nosferatu]

Webcorp was the real amount for an actual item. That part is ok. Rebet was the theft.

Ok, interesting. So someone else got ahold of your CC number. If the charge was coming from TacticalSHT/Webcorp, their merchant info would still show up.

These additional charges are coming from somewhere else, whether it's tied to TSHT is actually unknown.

 

[ilikegunspdx]

Ok, interesting. So someone else got ahold of your CC number. If the charge was coming from TacticalSHT/Webcorp, their merchant info would still show up.

These additional charges are coming from somewhere else, whether it's tied to TSHT is actually unknown.

It's not unknown actually. As that was literally the only thing I bought with that card. I don't use it normally at all. The individual is unknown though.

 

[Nosferatu]

The bank sent me a text of suspected fraud pretty much instantly. I called them and they stopped it. The bank still deposited money into my account though and I assume they will eventually delete that $.

When I had my card number stolen by gas station attendant st chevron in Portland I used a regular credit card. The process was the same, "unusual activity" notification, then they credit $ back into credit card.

If they haven't already, I'd have the shut down that card and issue a new one.

 

[ilikegunspdx]

If they haven't already, I'd have the shut down that card and issue a new one.

Yep they did that over the phone.

 

[Nosferatu]

It's not unknown actually. As that was literally the only thing I bought with that card. I don't use it normally at all. The individual is unknown though.

By tied to, I mean directly from someone within the organization or if the info was acquired by a third party via hacking or social engineering.

You know the origin, since that was the only use of the card. You don't know who's actually involved with the theft though.

 

[VinnieBoomBah]

By tied to, I mean directly from someone within the organization or if the info was acquired by a third party via hacking or social engineering.

You know the origin, since that was the only use of the card. You don't know who's actually involved with the theft though.

Movies and TV would have you believe hacking is a nerd with a hoodie in a dark room and 4 screens full of scrolling code, but 99.9% of the time it's more like an email that says
Hi, this is your boss and I need you to download and install this program
or
Hi, HR here, we need you to confirm your login and password

Or the classic cold call from "microsoft support saying that your system has already been hacked and if you will go to some rando website and install a screen sharing program they will help you fix the issue

 

[Koda]

emails are easy for me to spot.

The biggest risk of hacked cards for me has been gas stations. Seems to have died down since covid introduced touchless card readers theres no longer a swipe reader for scammers to glue trackers over. I did get hacked once buying from an odd site similar to "tackticalsht", always a risk at obscure sites and almost assuredly a sign of a scam if an obscure webstore is the only place that has something you want.

 

[ilikegunspdx]

emails are easy for me to spot.

The biggest risk of hacked cards for me has been gas stations. Seems to have died down since covid introduced touchless card readers theres no longer a swipe reader for scammers to glue trackers over. I did get hacked once buying from an odd site similar to "tackticalsht", always a risk at obscure sites and almost assuredly a sign of a scam if an obscure webstore is the only place that has something you want.

it is not a place I will ever shop again. Had bought from them one time years ago with no issues.

 

[223to45]

But it is done under a completely different name. Mine was some random name I've never heard of, not tacticalshi. So they know how to get away with it. Whether it has the companies approval to do it or if it's an employee doing it on their own I don't know.

It probably has nothing to do with them or the employees.

The website might be compromised or the credit card processor is,

Shouldn't be bad mouthing companies unless you have proof.

 

[nwslopoke]

I see it here a little, but when I was in Europe last year, everyone was using their phones to pay. Personally, I believe that's like leaving money hanging out of your pocket, but I am far from a tech nerd. Maybe they are doing it right.

 

[223to45]

I see it here a little, but when I was in Europe last year, everyone was using their phones to pay. Personally, I believe that's like leaving money hanging out of your pocket, but I am far from a tech nerd. Maybe they are doing it right.

I use my phone to pay. It is more secure . It doesn't use my real number, and everything is encrypted

 

[JuglansRegia]

I have had attempted fraudulent purchases on a card that was issued but never even used. Scammers are always scamming.

 

[TTSX]

Makes it hard to trust a site/store again when this happens. Too bad.

 

[Nosferatu]

FWIW: I just made my first purchase using Bitcoin (a holster from Gunfighters Inc.). They gave a 10% discount for using it, which more than covered the $2-& change fee Coinbase charged for the transaction.

Too bad it got turned into an investment rather than widely adopted as what it was designed for.

 

[Sharkey]

Bought from locked n loaded and had no issues.

 

[Bacchus]

If it says "visa" on the debit card, I would expect hope to have regular visa credit card protections, but I don't really know. Maybe it only means it will be accepted anywhere Visa is accepted.

I would hope that you can either get Visa to cancel the charge to you, or the bank can report a theft and not charge you.

 

[Retired Guy]

Charge card fraud is already wide spread and in many cases, employers don't know that an employee is stealing credit card numbers.

Two years ago, while driving to Burns to shoot sage rats, I stopped for gas. At that time, we couldn't pump our own gas. I gave the attendant my charge card. It was one I had not used in a year. He swiped the card, stood there for a minute looking at the pump, started the pump and then returned the card. 10 minutes later I get an alert that someone was using my card to try to rent a car in Atlanta. What a coincidence! I was able to block it. My suspicion is that he had a scanner in his hand and captured my number while he stood there looking at the pump.

This past year, I placed an order with a bullet company that many here use. My order is processed and the next day I get an alert that the card was used in an attempt to buy Super Bowl tickets. Again, blocked because my credit card company was quick to notify me. They actually called me while I was starting to call them. They asked me if I was attempting to buy Super Bowl tickets through Ticket Master. Nope. The guy helping me said, "Good. We initially declined the purchase but they're still trying. We'll keep declining." Was it an employee at the bullet company? Someone at the processing center? No idea but it's getting pretty common.

I do recommend signing up for alerts when your charge card is used. I also like Apple Pay using a phone tap.