Random Thought - RIOT insurance coverage

[RicInOR]

Does your insurance cover RIOTS?
- home, auto ?

Does auto insurance cover cars damaged during protests or riots?

It depends.

www.foxnews.com

Read More

 

[arakboss]

I think Riots are considered an act of ungodliness

 

[Rickenbacher39]

Riot insurance will cover damage incurred from a riot
until you and your property are a victim of a riot.
Then you are on your own.
Sort of like car insurance only worse.

 

[PaulB47]

Expect insurance companies to go broke just before they make their payouts in nation-wide riots.

Want insurance? Think "Rooftop Koreans".

 

[RicInOR]

Riot-Ravaged Minneapolis Businesses Can't Rebuild Because the Insurance Won't Cover It.

 

[awshoot]

Riot-Ravaged Minneapolis Businesses Can't Rebuild Because the Insurance Won't Cover It.

I was going to post exactly that -- I saw that story yesterday I think. It's so sad -- demolition (not rebuilding, just demolition) bills for $300+k and insurance that will pay $25-50k. The people who lost everything they worked for will never be made whole and meanwhile, morons run around looting and burning and saying "they're insured bro -- it's just property".

EDIT: this was the story I read: Skyrocketing demolition costs for riot-damaged Minneapolis, St. Paul properties delay rebuilding

 

[albin25]

And don't forget taxpaying Joe Paycheck....
...whose car/truck got damaged/burnt, and has to find a way to fix/replace it without insurance.
just because he got caught performing the racist act of going to/coming from work.

 

[clearconscience]

I'd just sue the city, mayor, and governor.

 

[awshoot]

I'd just sue the city, mayor, and governor.

Maybe, but there would be difficulties -- there's a Supreme Court case saying police don't have a duty to protect and I would imagine that would be extended to local government as well. Secondly, if there is doubt that an individual can sue a city for failure during a riot, it will take many appeals and a decade or more before any final decision. Even if it was favorable to the business owners burned out of the city, it will be too little too late.

 

[BAJ475]

This is why our laws need to be changed to allow the use of deadly force to protect against rioters and looters.