Practicing Retirement Before Retirement.

[arakboss]

This will be an ongoing effort of mine to figure out how I might manage my time during retirement. It should also help me estimate how much money I will want for daily expenses during retirement. That may motivate me to start contributing more to my Roth.

Starting tomorrow I am going to follow a schedule that I might live with during weekdays in retirement. This period will continue through Monday evening.

My spending goal for daily expenses during this period will be $10 $15 a day. That money will have to cover fuel food and any other personal care items, I may need during the practice period. If that proves unmanageable I will increase it during the next practice period.

I didn't even make it through half of the first day the last time I tried this. Hoping for better success this go around.


Proposed schedule for this practice period.

Schedule for Thursday July 3rd through Monday July 7th.

5am-8:30am have coffee, breakfast, watch news and hangout on NWFA.

8:30-10am exercise

10am-12pm firearm related activities

12pm to 1pm lunch

1pm to 3pm chores, shopping

3pm to 6pm nap

6pm to 7pm dinner

7pm to 8pm relax

8pm to 5am sleep

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[Camelfilter]

 

[hker71]

I highly recommend retirement. I have been retired for a little over two years now. I always find something to do. My disclaimer is I still work part time, but it's as much or little as I want.

We own everything we have and it was one of the goals we had before I retired. My wife is the primary breadwinner and will be for some time. She has the deciding vote now.

Adjusting to my spending habits is still a bit of a pain. Before retirement I could spend as much as I wanted. Now I find myself skipping out on buying stuff because I really can't justify buying anything else.

 

[arakboss]

I highly recommend retirement. I have been retired for a little over two years now. I always find something to do. My disclaimer is I still work part time, but it's as much or little as I want.

We own everything we have and it was one of the goals we had before I retired. My wife is the primary breadwinner and will be for some time. She has the deciding vote now.

Adjusting to my spending habits is still a bit of a pain. Before retirement I could spend as much as I wanted. Now I find myself skipping out on buying stuff because I really can't justify buying anything else.

I will have to work part time as well. My wife also brings home the most bacon.

My fear is retiring and finding myself drifting without a routine. That's how my weekends are now, which is fine while I'm working during the week. If my entire routine was like my current weekends, that would be a real waste.

My wife is younger than me and she will likely be working for years after I am first eligible to retire. I may time my retirement to conicide with her retirement or start early.

I like my current job but it's physical work that will become more difficult every year as I age. I already have sore knees and other pains from the work. Going to gym doesn't help but I am going to do it anyways.

For now I want to practice some different routines and see how little money I can live on.

 

[arakboss]

Redirect Notice

 

[arakboss]

View: https://youtu.be/e0z6DFyETI4?feature=shared

 

[arakboss]

View: https://youtu.be/2gXwOc6TwKg?feature=shared

 

[Mark W.]

ROFLMAO yea I thought I had it all figured out to. UNTIL

The wife got cancer so after dealing with the surgery stuff now 2 days a week is taken up driving to OSHU for Chemo related stuff. Me doing 90% of the household chores etc.

Oh and then the fun of dealing with my past employer figuring they were doing me a favor keeping me on the health plan which has totally screwed up my switching to the Wife's Union retirement program. nothing like hours on the phono trying to straighten out that mess.

I'm about 2 months behind where I wanted to be on the building of a little Adventure support trailer to drag around behind my Willys CJ-2A jeep. I'll be lucky at this rate to have it done before hunting season.

I was going to do all kinds of Yard work and completely redoing my driveway to allow three vehicles to park in it as the city redid the street and I lots my on street parking to a Bike path that was completely un needed as the kids ride on the sidewalk now. So far I have managed to finish one flowerbed between the sidewalk and my fence. Well the dirt is in it and 6 plants.

About the only thing that has gone to plan is the money side of things.

 

[Stomper]

This will be an ongoing effort of mine to figure out how I might manage my time during retirement. It should also help me estimate how much money I will want for daily expenses during retirement. That may motivate me to start contributing more to my Roth.

Starting tomorrow I am going to follow a schedule that I might live with during weekdays in retirement. This period will continue through Monday evening.

My spending goal for daily expenses during this period will be $10 a day. That money will have to cover fuel, food and any other personal care items I may need during the practice period. If that proves unmanageable I will increase it during the next practice period.

I didn't even make it through half of the first day the last time I tried this. Hoping for better success this go around.


Proposed schedule for this practice period.

Schedule for Thursday July 3rd through Monday July 7th.

5am-8:30am have coffee, breakfast, watch news and hangout on NWFA.

8:30-10am exercise

10am-12pm firearm related activities

12pm to 1pm lunch

1pm to 3pm chores, shopping

3pm to 6pm nap

6pm to 7pm dinner

7pm to 8pm relax

8pm to 5am sleep

Well.... if you're practicing having too much time on your hands fretting over "stuff" to prep for retirement.... you're already set!

 

[arakboss]

View: https://youtu.be/NPkLB2k4YWE?feature=shared

 

[Joe13]

Sounds like eat sleep and repeat…

Boring…

 

[Stomper]

Sounds like eat sleep and repeat…

Boring…

I'd include nookie on that list, but she already ate the wedding cake.... so it's too late fo' dat!






Not really.

 

[arakboss]

Sounds like eat sleep and repeat…

Boring…

Isn't that what retirements all about

 

[Hemlock]

If you've lived your working life by buzzers and bells for breaks and lunch, you'll need to reprogram yourself.
It will take time, but you have to keep telling yourself that, "It doesn't have to be done today."
But even after 12 years, I still set an agenda for the day. Humans need it. Keeps us centered.

 

[arakboss]

If you've lived your working like by buzzers and bells for breaks and lunch, you'll need to reprogram yourself.
It will take time, but you have to keep telling yourself that, "It doesn't have to be done today."
But even after 12 years, I still set an agenda for the day. Humans need it. Keeps us centered.

I agree. A routine during the week will help keep me from drifting aimlessly. I will have still have weekends to drift.

 

[CountryGent]

Isn't that what retirements all about

Yikes. That would be a big "no thanks". I've got plans for when no longer shackled to a work life.

 

[arakboss]

Yikes. That would be a big "no thanks". I've got plans for when no longer shackled to a work life.

My plans are to take it easy, relax and watch the clouds go by.

 

[CountryGent]

My plans are to take it easy, relax and watch the clouds go by.

Mine is completing a quest I started and should have finished long ago. Well, that and unfettered wackiness on multiple fronts.

 

[teflon6string]

Not trying to be a wet blanket, but there's a lot to it that many/most don't think about - until later.

Pulled the plug 8 years ago and I've never been busier in my life. Friends (still working) ask what I'm doing with "all that spare time" (40 hours in the salt mine, plus "only" 10 more to commute to/from it because I was nearby).

Answer? I schedule whatever I feel like doing, because I can. And I do stuff I feel like doing - for the people I feel like doing it for.

House (in good repair) and vehicles are paid off. No credit balance, ever. Between shopping, gas, oil changes/tires/brakes, occasional meals out, day trips, moderate vacations to see family and friends in other states, birthdays/xmas, shooting/ammo, CCW permits, range membership, other hobbies his/hers, an occasional local/cheap play, grooming, etc., etc., etc., I easily average $100 a day. Don't forget property tax, cable, utilities, trash and all the other stuff you can't just pay off forever no matter how much money you might throw at it today.

Again, I'm not trying to present this as some sort of ice-bucket challenge. And I really do advocate sitting down to pencil out a weekly/monthly budget. There's just a lot of "stuff that comes up" that one might not think about - until it comes time to pull out the wallet and make it all go away.

However you work it out financially, retirement is freaking awesome. It was 95° here on Monday and 64° at the beach.

 

[Stomper]

Mine is completing a quest I started and should have finished long ago. Well, that and unfettered wackiness on multiple fronts.

Is this a "World of Warcraft" kinda thing you're talkin' 'bout?