About six weeks ago, I made a $1,300.00 purchase of a suppressor on my B&A card that has a credit line of 26K and zero balance.
Do you think that this is all being done by AI on computers and that there isn't any particularly rational reason for such changes?
Ah, the mystery and mind control of the FICO!
As a disabled Viet Nam-era Veteran, I believe I have a shot at screwing "The Man" one more time on that one too. Applications in process.
Awesome! It'd be nice if all veterans got an exemption or at least some sort of discounted reduction on property taxes.As a disabled Viet Nam-era Veteran, I believe I have a shot at screwing "The Man" one more time on that one too. Applications in process.
I don't even have a checkbook anymore. The one or two times a year I need to write a check, I borrow one from my wife. I pay all of my bills through online billpay through my credit union. It saves me a few bucks on postage every month. Never had a single problem doing that. Like you, I have had to change credit cards due to fraudulent activity a couple of times.
I'm a dinosaur when it comes to cell phones. I've got a smartphone but never download anything to it. But, when I need to deposit a check, my wife steps in and uses her smarter phone. It works pretty slick. I rarely go into my bank or credit union anymore. I would say not more than once every four to six months.
You are absolutely correct. There is no big deal. I spent nearly 30 years in, and retired from, the banking field (including a stint as a bank's Compliance Officer). I always wondered why people would try to structure transactions so they wouldn't be reported when they had nothing to hide. It's a really simple form.
Good luck on that, it would definitely be deserved, but greedy Oregon will still get its due as the screw will be on 10% or less of assed value.As a disabled Viet Nam-era Veteran, I believe I have a shot at screwing "The Man" one more time on that one too. Applications in process.
I'd be Ok with the taxes, If I could just get exempted on all the levies and other additions I never wanted or voted for.
The credit companies do know that he bought something gun related. guns used to be coded as "sporting goods" but during Bidens term a new code was created to track gun related purchases.
Neat
My last firearm was from BiMart about 2 weeks ago. It took ten days for the gun to arrive, and they didn't charge my card until the day after I picked it up. There was a hold on it, but the money wasn't actual charged to my card until I picked up the gun.
With a LONG history of paying and not having debt one missed will just be over looked. The online bill pay you are missing out on. It is just soooo much easier and the checks don't just get lost. We regularly get mail from others around us which often has me wondering how much of our mail gets the same treatment.
Credit in general is one of many things that can be great but, many can't handle it. At least not well. For those who can control themselves with it? Can be great. When I bought Wife the Hotrod last year we were going to just pay cash. Dealer talked me into letting them note out half. They make money selling the note so they gave us more on our trade for letting them do it this way. The note is for less interest than the money is making sitting so no loss to me there. No prepayment allowed in this state so I make double payments on the note. Having good credit made this possible. For us this works. Many of course it does NOT work for and they need to learn to avoid it. Also comes in REAL handy if you wish to rent or buy a home or even an apartment in many places.
Bi-Mart seems to be one of the last places standing that still provides quality customer service, good selection, and common sense policies.
