Health insurance plans question

bababoris · Feb 22, 2025

Wife and I have have to transition to a new plan and probably start paying for it out of pocket. Looking for feedback and suggestions for health insurance plans in WA state that we cost effective and also provide decent options for healthcare providers. TIA.

JRuby · Feb 22, 2025

Age might be a consideration. I am in my early 60s so I would start with a call to AARP. I have been lucky in that I have excellent insurance so I haven't been looking.

TTSX · Feb 22, 2025

Welp, you're fecked. Pay $1k/mo now with $20k due at time of service because you had a Tylenol or $100k all at once when the "thing" happens.

MikeInOr · Feb 22, 2025

The only thing the AARP does these days is sell over priced under valued crap to seniors and take a cut in the process. It isn't the AARP of the old days where they were actually respectable and tried to help seniors. It is just a man in the middle marketing firm these days. They are the last place I would ever call!

JRuby · Feb 22, 2025

MikeInOr said:
The only thing the AARP does these days is sell over priced under valued crap to seniors and take a cut in the process. It isn't the AARP of the old days where they were actually respectable and tried to help seniors. It is just a man in the middle market firm these days. They are the last place I would ever call!

I am open to options what do you recommend? They helped me with dental when I needed it. If your going to knock it what do you recommend?

Knobgoblin · Feb 22, 2025

One of the reasons you see so many older folks working in grocery stores is access to decent medical/dental through the union.
20hrs a week keeps an individual qualified for as long as you care to keep working.

2nd Amendment · Feb 23, 2025

bababoris said:
Wife and I have have to transition to a new plan and probably start paying for it out of pocket. Looking for feedback and suggestions for health insurance plans in WA state that we cost effective and also provide decent options for healthcare providers. TIA.

Got the following off the internet. I have no experience with any of it, and the AI answer could have errors:

AI generated answer to: "What are my options to buy health insurance in Washington?"

In Washington, you can buy health insurance through the Washington Healthplanfinder, which is the state's health insurance marketplace. This platform allows you to shop for health and dental insurance, and it provides options to see what plans and savings you may be eligible for based on your household information. You can browse your options and select a plan, and your insurance carrier will send you your insurance card once you enroll.

Additionally, you can apply for Apple Health, which is the name for Medicaid in Washington. Apple Health provides free or low-cost health and dental coverage to those who qualify based on their income, assets, health, disability, and family size. You can apply for Apple Health at any time and it is available year-round through the Washington Healthplanfinder.

For those who are not covered by a group health plan, Washington Healthplanfinder also offers help paying for insurance premiums when you buy a health plan through their state's health insurance Exchange. The annual open enrollment period is from November 1 through December 15, but you can still enroll if you qualify for Apple Health or a special enrollment period.

Some of the best-rated health insurance companies in Washington include Kaiser Permanente, Ambetter, Molina Healthcare, Regence BCBS, and UnitedHealthcare. Ambetter sells the cheapest plans for most people.24

If you are looking for affordable options, you can find a list of plans and rates in your area for 2025 coverage through the Washington Healthplanfinder. These plans are available in all Washington counties.

For more information and assistance, local support is available in your community and virtually to help you answer questions and get enrolled. Services are often free and help is available in over 200 languages.

More info: