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How many here prep for financial disasters first and foremost? Sure, I've got rice, candles, propane, mountain house, etc. for short term SHTF events. At my last house I even had livestock and a huge garden.
But I think a lot of people forget about the fact that financial SHTF such as a job loss, car break down, etc. are much more common. Health issues are also far more common, and I would know since I've survived an illness that kills more people than AIDS, Cancer and car accidents in the US COMBINED...TWICE. Do you have health insurance and money to pay the deductible/out of pocket max?
From where I sit, 6-12 months expenses for the average person is important IMO, and favor given to having more, all of it liquid. But having your own home where you can grow food in the yard and have livestock is also good. Bonus if it's close to everything and paid off.
Always helps to be a two income household too and minimal debt or expenses.
But I think a lot of people forget about the fact that financial SHTF such as a job loss, car break down, etc. are much more common. Health issues are also far more common, and I would know since I've survived an illness that kills more people than AIDS, Cancer and car accidents in the US COMBINED...TWICE. Do you have health insurance and money to pay the deductible/out of pocket max?
From where I sit, 6-12 months expenses for the average person is important IMO, and favor given to having more, all of it liquid. But having your own home where you can grow food in the yard and have livestock is also good. Bonus if it's close to everything and paid off.
Always helps to be a two income household too and minimal debt or expenses.