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I quit doing business with unknown companies and stick to the businesses that have been around for decades now because of the proliferation of scams. That and I don't like giving all my info to so many companies that will increase to likely hood of getting stolen. Smaller footprint = less risk
This!
I have one of those. I write a check, once, maybe twice a year. And I haven't been in a grocery, or some such, line where someone wrote a check in I don't how many years!