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Dave Ramsey

Discussion in 'Off Topic' started by Modeler, Apr 9, 2011.

  1. Modeler

    Modeler Molalla, Oregon Soccer Fan

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    We went to the Dave Ramsey Show/Seminar at Memorial Coliseum today. He was discussing credit cards and said:

    "I don't use credit cards. There are three, well.... no, four pieces of plastic in my wallet. My driver's license, my business debit card, my personal debit card and my concealed handgun license."

    I was pleased that he included that last one ;-)

    Greg
     
  2. gunfreak

    gunfreak Boise Well-Known Member

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    My wife and i did the financial peace program through our church. If you follow it the results is awesome.
     
  3. brianjronk

    brianjronk Marysville, WA Active Member

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    Financial Peace totally changed our family's financial situation. While everyone was freaking out about military not getting paid, I was looking on craigslist and ebay for more gun and jeep stuff to buy. No worries here!
     
  4. Kimber Custom

    Kimber Custom Vancouver, WA Bronze Vendor Bronze Vendor

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    I've had the DR cool-aid and it's good :thumbup: We've lost our gazelle intensity a bit due to a 10k set back (heat pump) but all of the cc debt is gone. All that's left is 'big stuff'.
     
  5. CavVet

    CavVet Seattle Member

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    Never read/heard it first hand, Ive read it second hand on the gun boards. What I got worked. Started paying off small stuff first, then moved up. We were debt free when we bought our house. Two years later we bought her a car...and as soon as we had the price locked in I reached in my pocket and pulled out a bundle of $100 bills.

    In this "recession" my construction *** is at best two or three days a week, but because of not having debt its almost too easy. We arent moving forward, but we arent drowning or having a fire sale.

    Financial peace is priceless.
     
  6. ejmpnu92

    ejmpnu92 Hillsboro, Or Active Member

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    I have been without credit cards and the like for 8 years. By choice and necessity. Not always easy, but now, at least, the only thing I owe is my rent and my college loans. I have learned to save and buy what I need or want, when I have the money.

    It is not easy for some people to wrap their minds around the debt/credit free lifestyle, but once you are on it, wow, life changes a lot.
     
  7. WhyteCheddar

    WhyteCheddar East of Moscow by the Willamette Well-Known Member

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    Same here.
    great program. Even if you have your ducks in a row you will be encouraged...and entertained!
     
  8. Just Jim

    Just Jim Well-Known Member

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    Didn't need someone else to tell me how good it is to be out of debt. You will never be truly free till you don't owe people money. Life begins with that freedom.

    jj
     
  9. Modeler

    Modeler Molalla, Oregon Soccer Fan

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    Thanks for the encouragement. Just did the math, looks like I can be out of debt, save the mortgage, in 23 months!

    Greg