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In WA I think you have to have a CPL to have a handgun loaded in the car, I borrowed this from a post on the xdtalk forum:
"The Traveler's Guide to the Firearm Laws of the Fifty States" states the state of Washington requires a license to carry a loaded handgun concealed on or about one's person or in one's vehicle. It also goes on to say that travelers without Washington licenses may not carry loaded handguns anywhere in a vehicle. Such weapons must be unloaded and secured in gun case specifically designed for transporting handguns.
from the OFF website:OREGON has no STATE law against carrying a loaded handgun in your car as long as it is :
a) Not concealed or
b) Not readily accesible.
Not readily accessible" (for now) means:
(4)(a) Except as provided in paragraph (b) of this subsection, a handgun is readily accessible within the meaning of this section if the handgun is within the passenger compartment of the vehicle.
(b) If a vehicle has no storage location that is outside the passenger compartment of the vehicle, a handgun is not readily accessible within the meaning of this section if:
(A) The handgun is stored in a closed and locked glove compartment, center console or other container; and
(B) The key is not inserted into the lock, if the glove compartment, center console or other container unlocks with a key.
However, localities are allowed to regulate loaded firearms in public places which now includes your car. This only applies to people without CHLs.
So you need to check local regulations. In Portland, for example, you may not have a loaded gun anywhere in your car and you may not even have loaded magazines separate from the handgun. It must still, however, be either visible or not readily accessible."
If you have a CCL you have no worries.