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$2m is not retirement money at this point.
Basing my math of a 5% return each year, that's a $100k income before taxes if I don't touch the principal amount. I'd like to think I could retire on that but I'm concerned it may not be the case for long
 
I think a big part of the "Is it enough" question is what 'X' is in the equation

$2,000,000 / (expected years left to live) = X
Definitely.

Plus, your health. I don't worry about not having enough if I/we stay healthy. Those assisted living and memory care centers are pretty spendy.
 

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