Staff Member
Gold Lifetime
- Messages
- 22,089
- Reactions
- 63,952
We've been totally debt free for many years now, including our mortgage. No real magic to it; living below one's means, disciplined plan for every pay cycle, pay a good deal more than the minimum, then done. With the mortgage I did a combo of paying more each month, but building up a small group of investments with an eye to (and later did) taking out what was left. And, of course, the best way to be debt free is to avoid it like the plague to begin with, unless there is good reason.
Sounds like the OP is on a journey of self-improvement, which is always very rewarding.
Sounds like the OP is on a journey of self-improvement, which is always very rewarding.