Discover Card - Bad

[Hooyah DeepSea]

As of April, Discover credit cards will reportedly be joining a larger initiative to track when cardholders make purchases at gun stores. It also noted that even if a customer used the card to purchase non gun or ammunition items, it would still be logged as a 'gun shop' purchase.

SO, if you carrythe Discover card, from now on, USE CASH!!!

Read More

 

[Member 53328]

Naaa.

 

[Knobgoblin]

I been going green for decades .Cash is king

 

[slimmer13]

Let's make sure and get the word out to both of the people that still have Discover.

 

[DirectDrive]

It would be nice to have a stickied list of all the cards that are tracking gun purchases.

 

[theduke]

I just hope PP is good with spending money to upgrade Here (NWF)

Was surprized it was an option this morning..........

 

[Flopsweat]

I don't think I've ever had a Dickscover card. I've always thought of them as the also-ran of revolving credit.

 

[clanhanson]

Discover has the best customer service in the business and their 5% back rewards system is a great money saver in addition to the standard 1% back. Using cash only is antiquated and card rewards really do add up to good savings on standard purchases over the year. There are better cards for travel though, I have earned several free flights using the proper card(s).

I don't care if they track purchases, I already have a human serial number and give plenty of information away when I buy firearms.

 

[greghaz]

As of April, Discover credit cards will reportedly be joining a larger initiative to track when cardholders make purchases at gun stores. It also noted that even if a customer used the card to purchase non gun or ammunition items, it would still be logged as a 'gun shop' purchase.

SO, if you carrythe Discover card, from now on, USE CASH!!!

Thanks for sharing this "discovery"

 

[Member 53328]

I don't use credit cards period.

If you have to use money you don't have you should probably rethink the purchase.

Now if you buy with a credit card and immediately pay it off at the end of each month that's a different story.

Obviously certain situations can dictate differently.

 

[clanhanson]

I don't use credit cards period.

If you have to use money you don't have you should probably rethink the purchase.

Now if you buy with a credit card and immediately pay it off at the end of each month that's a different story.

Obviously certain situations can dictate differently.

Or, alternatively, you can look at credit as one of the best ways to SAVE money in the future by way of a higher credit score. Higher credit scores can save a person thousands of dollars, even tens of thousands, over their lifetime.

 

[Member 53328]

Or, alternatively, you can look at credit as one of the best ways to SAVE money in the future by way of a higher credit score. Higher credit scores can save a person thousands of dollars, even tens of thousands, over their lifetime.

Pass.

 

[Kruel J]

Who uses a Discover card? Really.

 

[clanhanson]

Pass.

I nerd out for guns, infrastructure design, and finance. I apologize.

 

[nammac]

I like cash reward cards, filter everything through them, paying them off each month, of course. And Lo and behold, each year the credit card company buys me a new gun. This year is right at $1K for cash back rewards.

That's a win/win to me…

 

[clanhanson]

Who uses a Discover card? Really.

I have three, maybe I'm their only business

That being said, it's hard to beat the Citi Double Cash card for cash back if you're willing to deal with their horrid website and customer service.

 

[3MTA3]

Had a Discover card years ago. I didn't use it for 6 months (zero balance), so they closed the account. They also reported to the credit bureaus that they closed the account, and it hurt my credit for three years.

They can duck sicks. Farg'em.

 

[ma96782]

On the other hand.....I've SOLD my stock in AXP. Made a small profit and walked away. Yup.....politics had a bit to do with it.

Aloha, Mark

 

[clanhanson]

Had a Discover card years ago. I didn't use it for 6 months (zero balance), so they closed the account. They also reported to the credit bureaus that they closed the account, and it hurt my credit for three years.

They can duck sicks. Farg'em.

Any CC company will close a dormant account. 10% or so utilization is key to building credit.

 

[Mark W.]

Only credit card we have is through the credit union I think its at 9.5% no cash back no miles (which we most likely wouldn't use anyway. We hardly ever use it and if we do the wife pays it back once a month from savings. Never bought a firearm on credit unless a couple weeks on layaway is something you would call credit (no interest). If I have money and see something I want I buy it if no money i control my wants.