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So heres the deal.. Me and my wife had a lil boy back in November.. instead of adding him to our insurance right after he was born she waited ... (about 2 months to be correct) being new parents is a little hectic and it didn't feel like a lot of time had gone by. We chose to add him to her's because her's is better then the one i get from my work and cheaper.. well when we go to add him turns out we are over the "31" days that were allowed to add a new child, no one at her work was aware of this rule, including upper management, So the insurance people told us we could write a letter of dispute to try to get them to add him.. well a month goes by and then we get a response... DENIED.... So here we have a little guy a little over 4 months old and hes denied insurance. Hes a healthy lil guy nothing wrong, actually doing amazing according to his doctor.. So now were attempting to add him to my insurance, as well as trying to get other insurance for him, through other companies...it just amazes me that someone can deny a new born insurance.. not to mention our DR bills for him are almost $12,000, and still growing...