I've been with State Farm for a long time, and been generally happy with them, but it seems their rates have increased substantially over the past few years (despite no claims/tickets). I'm thinking I can probably find better value, service, and coverage elsewhere for auto/home/gun/life/etc. I've also heard it might be smart to go through an independent broker. I'd like to stay under one roof, if possible. Who do you have? Are you happy with them?