Hey, got a little problem, would appreciate some advice. The transmission is going out on my current vehicle, '92 Nissan pickup. My options are to: 1. Replace tranny, continue driving the otherwise reliable beater. 2. Go to a used car lot, buy something inexpensive but hopefully reliable($4,000 - 7,000), and finance through the dealership. 3. Go to a credit union, get pre-approved for an auto loan, and buy something a little more expensive, because banks and CU typically require that a vehicle be within a particular age/price bracket in order to get the loan through them. A little more info: I don't have a lot of liquid cash at the moment, but I do have a steady job with good long-term potential. I would prefer not to buy a brand-new car right off the lot. A private purchase would be cool, but again, not enough cash. My problem is that I have good credit, but I have zero experience with loans. What would you do in my situation? Thanks in advance.