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I think trading is actually the best like many of you have already stated.
1. you get to give to someone who actually may want what you have more then you.
2. you actually get something you wanted more than what you have.
3. money doesnt leave your budget, and you might be able to buy ammo for the new weapon you get, if the person didnt give some to you in the first place (most of them give some rounds to go, kinda like a onion ring in your french fries when you leave the drive thru) so you leave extra happy.
4. the value of cash is the value of cash, the value of something you want or something you can trade may be more or less because of what they have or want and its actually okay because your still happy, their still happy. it takes two to trade.
5. I think you earn Karma points too because its usually done with good will
just my 2 cents