We just got a very nice surprise. Due to the adoption of our sons we are going to be getting a huge tax refund this year. I was hoping the credits would be enough to ofset what we usually owe but boy was I wrong. We will be getting back enough that we will be able to put about 20K into the college funds and still have a big chunk left over. Here is my dilemma. I have an opportunity to go back to work soon but I am concerned it is still to early with the boys here. I am considering passing on the job opportunity and possibly taking some gunsmith courses. It is something I have always enjoyed doing and it seems like it is harder and harder to find a good one these days. I was considering taking about 6-8k of the money left over and putting together a pretty decent garage workspace. Not just tools to do small jobs, but a decent milling machine so I could actually build my own custom 1911's and customize revolvers (cut dovetails for sights, re-crown barrels, etc.). Anyone on here that knows me knows I do pretty decent work and with proper training I have a feeling I could make a good product. I have checked with my county zoning codes and as long as I am not creating foot traffic and have no employees I can start doing the work in my home. Then I could possibly get a small store front later and maybe even open a gun shop/gunsmith shop...or better yet buy into an existing one. Getting to work from home would be a great thing since I would be able to be home and the boys would not need to be bounced around to daycare and after school care. I have the huge advantage that we have enough money coming in to live fairly comfortably on without me working right now so the side project would not need to really generate any income. As long as it paid for itself (after and not counting the initial investment) I could stick to it for a long time with no profit. Of course a second guaranteed income (about 50k a year starting) would really increase our current standard of living so it is not easy to pass on it. Of course, being able to be home for the kids almost makes up for the lack of money. I know that I am not going to make my decision based on other people's opinions, but it would be nice to hear other people's two cents and or advice. What do you guys think?